Maia Szalavitz in Psychology Today:
V. We Speed Up When We Put Our Seat belts On
We substitute one risk for another.
Insurers in the United Kingdom used to offer discounts to drivers who purchased cars with safer brakes. “They don’t anymore,” says John Adams, a risk analyst and emeritus professor of geography at University College. “There weren’t fewer accidents, just different accidents.”
Why? For the same reason that the vehicles most likely to go out of control in snowy conditions are those with four-wheel drive. Buoyed by a false sense of safety that comes with the increased control, drivers of four-wheel-drive vehicles take more risks. “These vehicles are bigger and heavier, which should keep them on the road,” says Ropeik. “But police report that these drivers go faster, even when roads are slippery.”