[{"id":311526,"date":"2026-09-16T14:45:31","date_gmt":"2026-09-16T18:45:31","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311526"},"modified":"2026-09-16T06:48:17","modified_gmt":"2026-09-16T10:48:17","slug":"this-philosopher-thinks-its-time-we-call-out-evil-in-our-world","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/this-philosopher-thinks-its-time-we-call-out-evil-in-our-world.html","title":{"rendered":"This Philosopher Thinks It\u2019s Time We Call Out Evil in Our World"},"content":{"rendered":"<p>Jennifer Szalai in the <em>New York Times<\/em>:<\/p>\n<p class=\"css-12m5bll evys1bk0\" style=\"padding-left: 40px;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-medium wp-image-311527\" src=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/call-it-evil-understanding-the-trump-era-360x360.png\" alt=\"\" width=\"360\" height=\"360\" srcset=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/call-it-evil-understanding-the-trump-era-360x360.png 360w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/call-it-evil-understanding-the-trump-era-1024x1024.png 1024w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/call-it-evil-understanding-the-trump-era-150x150.png 150w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/call-it-evil-understanding-the-trump-era-768x768.png 768w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/call-it-evil-understanding-the-trump-era-300x300.png 300w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/call-it-evil-understanding-the-trump-era.png 1080w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/>Susan Neiman has noticed a paradox. \u201cAs the world drifts toward disaster,\u201d she writes in her new book, \u201cour language has become more cautious.\u201d Yet this tentativeness has been remarkably asymmetrical. President Trump loves to use hyperbole (\u201c<a class=\"css-povzk\" title=\"\" href=\"https:\/\/www.cbc.ca\/news\/politics\/trump-canada-nasty-las-vegas-9.7298087\" target=\"_blank\" rel=\"noopener noreferrer\">nasty,<\/a>\u201d \u201c<a class=\"css-povzk\" title=\"\" href=\"https:\/\/www.yahoo.com\/news\/politics\/articles\/trump-nemesis-roasts-him-over-185932802.html?guccounter=1&amp;guce_referrer=aHR0cHM6Ly93d3cuZ29vZ2xlLmNvbS8&amp;guce_referrer_sig=AQAAANx9eMYZvRdSV_s27YFqmF7clmHfXr7CIddyt7yvxxl0jhY72XJHJ_haRQkgo4dneMEYN_RsPcWQHsx0-AKJTfLaroU8lCQVhAWhVU8oq9bpRFIkYVVj1DgK_6Tw4IGcr2lPvX08WjIaC691xBYUfXa_IUnD3kDcR0-_MTM6wfVC\" target=\"_blank\" rel=\"noopener noreferrer\">sleazebag<\/a>,\u201d \u201c<a class=\"css-povzk\" title=\"\" href=\"https:\/\/www.npr.org\/2023\/11\/17\/1213746885\/trump-vermin-hitler-immigration-authoritarian-republican-primar\" target=\"_blank\" rel=\"noopener noreferrer\">vermin<\/a>\u201d), while establishment Democrats have, at least until recently, mostly hewed to the language of decorous risk aversion.<\/p>\n<p class=\"css-12m5bll evys1bk0\" style=\"padding-left: 40px;\">In \u201cCall It Evil: Understanding the Trump Era,\u201d Neiman argues that widespread misapprehensions about what evil is make people too reluctant to use the word. Despite her willfully provocative title, she categorically states: \u201cThis is not a book about Donald Trump.\u201d An American-born moral philosopher now based in Germany, Neiman wrote an incisive\u00a0<a class=\"css-povzk\" title=\"\" href=\"https:\/\/press.princeton.edu\/books\/paperback\/9780691168500\/evil-in-modern-thought?srsltid=AfmBOooU9zGkxuXiOV6nfz7GJN-P7rNH2Q2py17hooeIjbsnEHsldncp\" target=\"_blank\" rel=\"noopener noreferrer\">history of evil in modern thought<\/a>\u00a0in 2002. Her new book is less a philosophical exploration than a polemical guide to the current moment. She believes that people are so attached to understanding evil in terms of individual monstrousness \u2014 the gleeful villain, the depraved sadist \u2014 that they lose sight of how evil more typically works.<\/p>\n<p>More <a href=\"https:\/\/www.nytimes.com\/2026\/09\/09\/books\/review\/call-it-evil-susan-neiman.html?unlocked_article_code=1.BlE.mhYJ.DrJzhPMqCCH6&amp;smid=url-share\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Jennifer Szalai in the New York Times: Susan Neiman has noticed a paradox. \u201cAs the world drifts toward disaster,\u201d she writes in her new book, \u201cour language has become more cautious.\u201d Yet this tentativeness has been remarkably asymmetrical. President Trump loves to use hyperbole (\u201cnasty,\u201d \u201csleazebag,\u201d \u201cvermin\u201d), while establishment Democrats have, at least until recently,&hellip;<\/p>\n","protected":false},"author":34,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[5918],"tags":[],"class_list":["post-311526","post","type-post","status-publish","format-standard","hentry","category-recommended-reading","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311526","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311526"}],"version-history":[{"count":2,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311526\/revisions"}],"predecessor-version":[{"id":311529,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311526\/revisions\/311529"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311526"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311526"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311526"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":311523,"date":"2026-09-16T13:45:47","date_gmt":"2026-09-16T17:45:47","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311523"},"modified":"2026-09-16T06:43:25","modified_gmt":"2026-09-16T10:43:25","slug":"scientists-map-massive-layer-of-life-just-beneath-our-feet","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/scientists-map-massive-layer-of-life-just-beneath-our-feet.html","title":{"rendered":"Scientists map massive layer of life just beneath our feet"},"content":{"rendered":"<p>Frank Jacobs at <em>Big Think<\/em>:<\/p>\n<p style=\"padding-left: 40px;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-311524\" src=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/substack-post-media.s3.amazonaws-2-1024x516.png\" alt=\"\" width=\"397\" height=\"200\" srcset=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/substack-post-media.s3.amazonaws-2-1024x516.png 1024w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/substack-post-media.s3.amazonaws-2-360x181.png 360w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/substack-post-media.s3.amazonaws-2-768x387.png 768w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/substack-post-media.s3.amazonaws-2-1536x773.png 1536w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/substack-post-media.s3.amazonaws-2-2048x1031.png 2048w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/substack-post-media.s3.amazonaws-2-300x151.png 300w\" sizes=\"auto, (max-width: 397px) 100vw, 397px\" \/>We\u2019ve logged and named almost every fold of the visible world. And yet until June, the most extensive piece of infrastructure on the planet had not been extensively mapped. This network is larger than every road, cable, and shipping lane combined. And it\u2019s\u00a0<em>alive<\/em>.<\/p>\n<p style=\"padding-left: 40px;\">o be precise: It\u2019s fungal. This underground network is made of so-called\u00a0<em>hyphae<\/em>: hair-thin filaments that knit together into vast structures known as\u00a0<em>mycelium<\/em>. A large fraction of these fungi form partnerships with the roots of plants and trees. Roughly 70% of all botanical species indulge in these relationships.<\/p>\n<p style=\"padding-left: 40px;\">Think of these relationships, also known as\u00a0<em>mycorrhizae<\/em>, not so much as tender friendships, but as shrewd trade agreements: Both parties get something indispensable out of it. The plant can make sugar from sunlight, but is bad at foraging. So the fungus provides phosphorus, nitrogen, and water. The fungus is a foraging superhero, but cannot photosynthesize. So the plant repays the fungus in carbon.<\/p>\n<p>More <a href=\"https:\/\/bigthinkmedia.substack.com\/p\/scientists-map-massive-layer-of-life?utm_source=post-email-title&amp;publication_id=2863167&amp;post_id=215736814&amp;utm_campaign=email-post-title&amp;isFreemail=true&amp;r=3ikjv&amp;triedRedirect=true&amp;utm_medium=email\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Frank Jacobs at Big Think: We\u2019ve logged and named almost every fold of the visible world. And yet until June, the most extensive piece of infrastructure on the planet had not been extensively mapped. This network is larger than every road, cable, and shipping lane combined. And it\u2019s\u00a0alive. o be precise: It\u2019s fungal. This underground&hellip;<\/p>\n","protected":false},"author":34,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[5918],"tags":[],"class_list":["post-311523","post","type-post","status-publish","format-standard","hentry","category-recommended-reading","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311523","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311523"}],"version-history":[{"count":1,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311523\/revisions"}],"predecessor-version":[{"id":311525,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311523\/revisions\/311525"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311523"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311523"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311523"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":311520,"date":"2026-09-16T12:45:07","date_gmt":"2026-09-16T16:45:07","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311520"},"modified":"2026-09-16T06:38:42","modified_gmt":"2026-09-16T10:38:42","slug":"middlemarch-george-eliots-hegelian-world","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/middlemarch-george-eliots-hegelian-world.html","title":{"rendered":"Middlemarch: George Eliot&#8217;s Hegelian World"},"content":{"rendered":"<p><iframe loading=\"lazy\" title=\"YouTube video player\" src=\"https:\/\/www.youtube.com\/embed\/XD_Cww5QjZs?si=UUIVZ9flscJH27Oj\" width=\"800\" height=\"450\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><span data-mce-type=\"bookmark\" style=\"display: inline-block; width: 0px; overflow: hidden; line-height: 0;\" class=\"mce_SELRES_start\">\ufeff<\/span><\/iframe><\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\ufeff Enjoying the content on 3QD? Help keep us going by donating now.<\/p>\n","protected":false},"author":34,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[5918],"tags":[],"class_list":["post-311520","post","type-post","status-publish","format-standard","hentry","category-recommended-reading","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311520","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311520"}],"version-history":[{"count":2,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311520\/revisions"}],"predecessor-version":[{"id":311522,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311520\/revisions\/311522"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311520"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311520"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311520"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":311517,"date":"2026-09-16T11:45:38","date_gmt":"2026-09-16T15:45:38","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311517"},"modified":"2026-09-16T14:54:46","modified_gmt":"2026-09-16T18:54:46","slug":"ai-and-the-mirage-of-safe-intelligence","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/ai-and-the-mirage-of-safe-intelligence.html","title":{"rendered":"AI and the Mirage of Safe Intelligence"},"content":{"rendered":"<p><em><strong>NOTE:<\/strong> Part 2 of this article can now be read <a href=\"https:\/\/aliminai.substack.com\/p\/ai-as-extremely-abnormal-technology-1c5?utm_source=post-email-title&amp;publication_id=5023354&amp;post_id=215768912&amp;utm_campaign=email-post-title&amp;isFreemail=true&amp;r=3ikjv&amp;triedRedirect=true&amp;utm_medium=email\" target=\"_blank\" rel=\"noopener\">here<\/a>. Oh, and Ali once said something that I have dubbed Minai&#8217;s Law: &#8220;Intelligence can never be completely safe. If it is, it isn\u2019t intelligence.&#8221;<\/em><\/p>\n<p>Ali Minai at <em>Bounded Alignment<\/em>:<\/p>\n<p style=\"padding-left: 40px;\"><img loading=\"lazy\" decoding=\"async\" class=\"alignright size-full wp-image-311518\" src=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/image.png\" alt=\"\" width=\"200\" height=\"200\" srcset=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/image.png 200w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/image-150x150.png 150w\" sizes=\"auto, (max-width: 200px) 100vw, 200px\" \/>In the last couple of weeks, there has been a spate of elite voices from deep within the AI enterprise prophesying doom (here\u2019s a\u00a0<a href=\"https:\/\/x.com\/TaylorPopielarz\/status\/2097710620187455954?s=20\">good compilation by Taylor Popielarz of Spectrum News<\/a>). There are bills in Congress to\u00a0<a href=\"https:\/\/www.congress.gov\/bill\/119th-congress\/senate-bill\/4214\" target=\"_blank\" rel=\"noopener\">put a moratorium on large data centers<\/a>,\u00a0<a href=\"https:\/\/www.sanders.senate.gov\/wp-content\/uploads\/Ban-Artificial-Superintelligence-Act-Release-Summary.pdf\" target=\"_blank\" rel=\"noopener\">ban the development of superintelligence<\/a>, and\u00a0<a href=\"https:\/\/www.congress.gov\/bill\/119th-congress\/house-bill\/9917\" target=\"_blank\" rel=\"noopener\">to add a \u201ckill switch\u201d to AI<\/a>. It seems that we are in the process of crossing a threshold where the idea of AI as an existential threat is breaking through to the public.<\/p>\n<p style=\"padding-left: 40px;\">Why is this happening now? Why are so many people from within the system speaking out suddenly? To those who pay closer attention, this is not surprising. Predictions of AI doom are, of course, standard sci-fi stuff, but there has been a\u00a0<a href=\"https:\/\/intelligence.org\/research\/\" target=\"_blank\" rel=\"noopener\">decades-long tradition of semi-philosophical writing on the topic<\/a>, captured well by the title of a book by two leading proponents of AI doom: \u201c<a href=\"https:\/\/en.wikipedia.org\/wiki\/If_Anyone_Builds_It,_Everyone_Dies\" target=\"_blank\" rel=\"noopener\">If Anyone Builds It, Everyone Dies<\/a>\u201d. Well-known prognosticators have been publishing\u00a0<a href=\"https:\/\/ai-2027.com\/\" target=\"_blank\" rel=\"noopener\">dire predictive scenarios<\/a>, and putting out\u00a0<a href=\"https:\/\/ai-2040.com\/\" target=\"_blank\" rel=\"noopener\">proposals to postpone them by at least a few years<\/a>. Major AI figures such as\u00a0<a href=\"https:\/\/www.theguardian.com\/technology\/2024\/dec\/27\/godfather-of-ai-raises-odds-of-the-technology-wiping-out-humanity-over-next-30-years\" target=\"_blank\" rel=\"noopener\">Geoff Hinton<\/a>\u00a0and\u00a0<a href=\"https:\/\/www.nature.com\/articles\/d41586-025-03686-1\" target=\"_blank\" rel=\"noopener\">Yoshua Bengio<\/a>\u00a0have been making frightening predictions for several years. But something has changed very recently.<\/p>\n<p>More <a href=\"https:\/\/aliminai.substack.com\/p\/ai-as-extremely-abnormal-technology?r=7g60a&amp;utm_campaign=post&amp;utm_medium=web&amp;showWelcomeOnShare=true\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>NOTE: Part 2 of this article can now be read here. Oh, and Ali once said something that I have dubbed Minai&#8217;s Law: &#8220;Intelligence can never be completely safe. If it is, it isn\u2019t intelligence.&#8221; Ali Minai at Bounded Alignment: In the last couple of weeks, there has been a spate of elite voices from&hellip;<\/p>\n","protected":false},"author":34,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[5918],"tags":[],"class_list":["post-311517","post","type-post","status-publish","format-standard","hentry","category-recommended-reading","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311517","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/34"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311517"}],"version-history":[{"count":3,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311517\/revisions"}],"predecessor-version":[{"id":311552,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311517\/revisions\/311552"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311517"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311517"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311517"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":311538,"date":"2026-09-16T09:15:14","date_gmt":"2026-09-16T13:15:14","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311538"},"modified":"2026-09-16T09:15:14","modified_gmt":"2026-09-16T13:15:14","slug":"the-arctic-is-changing","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/the-arctic-is-changing.html","title":{"rendered":"The Arctic Is Changing"},"content":{"rendered":"<p>Olivia Farrar in\u00a0<em>Harvard Magazine:<\/em><\/p>\n<div data-once=\"aligned-captions-credits\">\n<p style=\"padding-left: 40px\" data-once=\"captions-credits\"><span class=\"smallcaps\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-311540 alignright\" src=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/5qsarctic-360x269.webp\" alt=\"\" width=\"360\" height=\"269\" srcset=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/5qsarctic-360x269.webp 360w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/5qsarctic-1024x765.webp 1024w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/5qsarctic-768x574.webp 768w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/5qsarctic-1536x1148.webp 1536w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/5qsarctic-300x224.webp 300w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/5qsarctic.webp 1740w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/>The Arctic<\/span> is changing faster than almost anywhere on Earth.<\/p>\n<\/div>\n<div data-once=\"aligned-captions-credits\">\n<p style=\"padding-left: 40px\" data-once=\"captions-credits\">Rapid warming and sea ice melt are impacting Arctic ecosystems, with large-scale economic and political repercussions. Sea melt has severely threatened food security for Indigenous communities, disrupting traditional hunting seasons, altering wildlife migrations, and making travel routes unstable. These patterns have also created renewed sets of international governance challenges, with world powers (the United States, the European Union, China, and Denmark, primarily) in conflict over exposed rare earth minerals and new polar transit and shipping lanes in Greenland.<\/p>\n<\/div>\n<div data-once=\"aligned-captions-credits\">\n<p data-once=\"captions-credits\">More <a href=\"https:\/\/www.harvardmagazine.com\/five-questions\/harvard-belfer-center-arctic-institute-john-holdren\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<\/div>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Olivia Farrar in\u00a0Harvard Magazine: The Arctic is changing faster than almost anywhere on Earth. Rapid warming and sea ice melt are impacting Arctic ecosystems, with large-scale economic and political repercussions. Sea melt has severely threatened food security for Indigenous communities, disrupting traditional hunting seasons, altering wildlife migrations, and making travel routes unstable. These patterns have&hellip;<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[5918],"tags":[],"class_list":["post-311538","post","type-post","status-publish","format-standard","hentry","category-recommended-reading","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311538","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311538"}],"version-history":[{"count":2,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311538\/revisions"}],"predecessor-version":[{"id":311542,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311538\/revisions\/311542"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311538"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311538"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311538"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":311534,"date":"2026-09-16T09:08:26","date_gmt":"2026-09-16T13:08:26","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311534"},"modified":"2026-09-16T09:08:26","modified_gmt":"2026-09-16T13:08:26","slug":"fda-launches-pilot-program-to-speed-up-sluggish-phase-1-trials","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/fda-launches-pilot-program-to-speed-up-sluggish-phase-1-trials.html","title":{"rendered":"FDA launches pilot program to speed up sluggish phase 1 trials"},"content":{"rendered":"<p>Darren Incorvaia in <em>Fierce Biotech<\/em>:<\/p>\n<p style=\"padding-left: 40px\"><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-311535 alignright\" src=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/images-2-360x202.jpeg\" alt=\"\" width=\"360\" height=\"202\" srcset=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/images-2-360x202.jpeg 360w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/images-2-300x168.jpeg 300w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/images-2.jpeg 597w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/>After teasing a new initiative to speed up early-stage clinical trials over the summer, the FDA today <a href=\"https:\/\/www.fda.gov\/news-events\/press-announcements\/fda-launches-expedited-ind-pilot-begins-accepting-applications\" target=\"_blank\" rel=\"noopener\">opened<\/a> a pilot program for an expedited investigational new drug (IND) application process that the agency hopes will put U.S. phase 1 trials on par with those in China and Australia.\u00a0The finalized <a href=\"https:\/\/www.fda.gov\/industry\/fda-actions-accelerate-and-modernize-early-and-late-stage-clinical-development\/fda-expedited-investigational-new-drug-ind-pilot-program\" target=\"_blank\" rel=\"noopener\">pilot program<\/a> will pair drug sponsors with selected \u201cqualified research institutions\u201d or QRIs, which can include contract research organizations, academic medical centers, regulatory advisors and other related entities.<\/p>\n<p style=\"padding-left: 40px\">QRIs and sponsors accepted into the program will be paired up, with the intention of then submitting an IND on a faster, rolling basis. FDA staff will review applications and choose around eight or 10 pairs for the pilot, which is accepting submissions until Oct. 30.<\/p>\n<p>More <a href=\"https:\/\/www.fiercebiotech.com\/biotech\/fda-launches-pilot-program-speed-sluggish-phase-1-trials\" target=\"_blank\" rel=\"noopener\">here<\/a>.<\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>Darren Incorvaia in Fierce Biotech: After teasing a new initiative to speed up early-stage clinical trials over the summer, the FDA today opened a pilot program for an expedited investigational new drug (IND) application process that the agency hopes will put U.S. phase 1 trials on par with those in China and Australia.\u00a0The finalized pilot&hellip;<\/p>\n","protected":false},"author":37,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[5918],"tags":[],"class_list":["post-311534","post","type-post","status-publish","format-standard","hentry","category-recommended-reading","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311534","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/37"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311534"}],"version-history":[{"count":2,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311534\/revisions"}],"predecessor-version":[{"id":311537,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311534\/revisions\/311537"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311534"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311534"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311534"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":311531,"date":"2026-09-16T08:30:31","date_gmt":"2026-09-16T12:30:31","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311531"},"modified":"2026-09-16T08:33:05","modified_gmt":"2026-09-16T12:33:05","slug":"wednesday-poem-515","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/wednesday-poem-515.html","title":{"rendered":"Wednesday Poem"},"content":{"rendered":"<h2>They Day After Tuesday<\/h2>\n<p>On the day when my used-to-be countrymen<br \/>\nvoted to throw their country away, and their<br \/>\nchildren and grandchildren away, I did<br \/>\nwhat I could, which was picking up sticks,<br \/>\ngrooming the long hooves of the forest<br \/>\n<span style=\"color: #ffffff\">&#8230;..<\/span> whose life they have<br \/>\n<span style=\"color: #ffffff\">&#8230;&#8230;&#8230;.<\/span> shortened by half.<\/p>\n<p>On the day when they voted to roll up<br \/>\nthe map and burn up the calendar, voted<br \/>\nto spend all that remains of the earth\u2019s<br \/>\nendowment right now on themselves,<br \/>\nI thought I should cry, but I\u2019d run out<br \/>\n<span style=\"color: #ffffff\">&#8230;..<\/span> of handkerchiefs,<br \/>\n<span style=\"color: #ffffff\">&#8230;&#8230;&#8230;&#8230;<\/span>run out of tears.<\/p>\n<p>On the day when there was nothing I could do,<br \/>\nI did pretty much nothing and hoped<br \/>\nfor the best. Although the best in these conditions<br \/>\nmay not be very different from the worst.<br \/>\nNot different at all, in the end, except<br \/>\n<span style=\"color: #ffffff\">&#8230;..<\/span> we\u2019d have seen it<br \/>\n<span style=\"color: #ffffff\">&#8230;&#8230;&#8230;&#8230;<\/span>a bit farther off.<\/p>\n<p><em>by Robert Bringhurst<\/em><br \/>\n<em>from On Occasion: Poems for the People<\/em><br \/>\n<em>Coach House Books, 2024<\/em><\/p>\n<p>&nbsp;<\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by<\/strong> <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>They Day After Tuesday On the day when my used-to-be countrymen voted to throw their country away, and their children and grandchildren away, I did what I could, which was picking up sticks, grooming the long hooves of the forest &#8230;.. whose life they have &#8230;&#8230;&#8230;. shortened by half. On the day when they voted&hellip;<\/p>\n","protected":false},"author":36,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[5918],"tags":[],"class_list":["post-311531","post","type-post","status-publish","format-standard","hentry","category-recommended-reading","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311531","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/36"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311531"}],"version-history":[{"count":2,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311531\/revisions"}],"predecessor-version":[{"id":311533,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311531\/revisions\/311533"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311531"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311531"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311531"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":311349,"date":"2026-09-16T06:00:07","date_gmt":"2026-09-16T10:00:07","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311349"},"modified":"2026-09-14T03:04:06","modified_gmt":"2026-09-14T07:04:06","slug":"gen-z-human-dignity-and-meaningful-futures","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/gen-z-human-dignity-and-meaningful-futures.html","title":{"rendered":"Gen Z, Human Dignity, and Meaningful Futures"},"content":{"rendered":"<p><strong>by Rachel Robison-Greene<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"size-medium wp-image-311350 alignright\" src=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/kundennote_com-clouds-335969_1920-360x240.jpg\" alt=\"\" width=\"360\" height=\"240\" srcset=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/kundennote_com-clouds-335969_1920-360x240.jpg 360w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/kundennote_com-clouds-335969_1920-1024x683.jpg 1024w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/kundennote_com-clouds-335969_1920-768x512.jpg 768w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/kundennote_com-clouds-335969_1920-1536x1024.jpg 1536w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/kundennote_com-clouds-335969_1920-300x200.jpg 300w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/kundennote_com-clouds-335969_1920.jpg 1920w\" sizes=\"auto, (max-width: 360px) 100vw, 360px\" \/><\/p>\n<p>A student came to my office last week to discuss her future. This student is extremely bright and creative, and I think the sky is the limit for her. She shared with me that Gen Z students struggle to feel that the future is genuinely open for them. Their perception is that jobs that feel meaningful are being slashed by government or stolen by AI. As a result, she reported, members of Gen Z may just need to find meaning in their hobbies and interests outside of work and pursue jobs that allow them to fully check out at the end of the day with no additional tasks to get in the way of the pursuits they care about.<\/p>\n<p>I haven\u2019t been able to stop thinking about this conversation since. It left me feeling disappointed in the generations that put our young people in this position. None of the decisions that led to this point were genuinely democratic. The people didn\u2019t get to decide whether AI would be developed or what jobs it would perform. It was thrust upon us all, but young people are affected the most. They feel a strong pressure to integrate the technology into their lives, all while it steals both their potential jobs and encourages them to offload their critical thinking skills. This is happening at the same time that surveillance capitalism on social media and elsewhere turns people into products. In light of all of this, how could young people fail to feel objectified and commodified? How could they fail to feel that they are valuable only for their outputs? In my own case, when I think about meaning in life, I\u2019m picturing something qualitative. I want my career and pursuits to be valuable for their own sake. I want to think that the labor in which I engage is objectively meaningful. Growing up in a world in which people are treated as replaceable by machines, it is easy to think of meaning subjectively and in terms of quantity\u2014we enjoy as much as we can whenever we can.<\/p>\n<p>This response to the modern human condition looks a lot like the one offered by Albert Camus in <em>The Myth of Sisyphus.<\/em> It happens many times within life that we recognize the extent to which we are cogs in a machine performing the same rudimentary functions without reflection. He says,<\/p>\n<p style=\"padding-left: 40px;\">It happens that the stage sets collapse. Rising, streetcar, four hours in the office or the factory, meal, streetcar, four hours of work, meal, sleep and Monday Tuesday Wednesday Thursday Friday and Saturday according to the same rhythm \u2014 this path is easily followed most of the time. But one day the &#8220;why&#8221; arises and everything begins in that weariness tinged with amazement.<\/p>\n<p>Camus reflects on the absurdity of the human condition\u2014we desperately want objective meaning out of a universe that isn\u2019t capable of caring about what we want. The answer, he thinks, is for this awakening to lead one to become an \u201cabsurd hero.\u201d The absurd hero recognizes the relationship in which they stand to the universe. There is nothing \u201cout there\u201d prescribing a life path or promising meaning. The absurd hero makes their life their own by authentically maximizing the things they enjoy while never losing sight of the absurdity of it all.<!--more--><\/p>\n<p>Camus\u2019 approach has its drawbacks. One might find it liberating and depressing in equal measure. Embracing one\u2019s identity as an absurd hero means that one lets go of the illusion that anything <em>really <\/em>matters. To quote Dostoyevsky, \u201cIf there is no God, everything is permitted.\u201d<\/p>\n<p>This is not how I want to advise my student. Perhaps she can read Camus and sit with it. She might reflect on whether Gen Z should transform itself into an army of absurd heroes. For my part, I might advise her in a different direction. In <em>Man\u2019s Search for Meaning<\/em>, Victor Frankl moves from similar starting points to a conclusion more grounded in the objectivity of human dignity. He begins with a discussion of his experiences as a prisoner in a concentration camp. He argues, guided by the grimmest of experience, that even when things are at their very worst, human beings can and must find meaning in the suffering. He says,<\/p>\n<p style=\"padding-left: 40px;\">An active life serves the purpose of giving man the opportunity to realize values in creative work, while a passive life of enjoyment affords him the opportunity to obtain fulfillment in experiencing beauty, art, or nature. But there is also purpose in that life which is almost barren of both creation and enjoyment, and which admits of but one possibility of high moral behavior; namely, in man\u2019s attitude to his existence, an existence restricted by external forces.<\/p>\n<p>Frankl describes moments when the humanity of the prisoners in the camps transcended the hopelessness of their circumstances. He remembers, in his own case, when the mere thought of his wife created mental distance from the painful labor in which he was engaged,<\/p>\n<p style=\"padding-left: 40px;\">A thought transfixed me: for the first time in my life I saw the truth as it is set into song my so many poets, proclaimed as the final wisdom by so many thinkers. The truth\u2014that love is the ultimate and the highest goal to which men can aspire. Then I grasped the meaning of the greatest secret that human poetry and human thought and belief have to impart: <em>The salvation of man is through love and in love.<\/em><\/p>\n<p>Similarly, he describes finding awe in the beauty of nature even in the grips of exhaustion and starvation,<\/p>\n<p style=\"padding-left: 40px;\">One evening, when we were already resting on the floor of our hut, dead tired, soup bowls in hand, a fellow prisoner rushed in and asked us to rush out to the assembly grounds and see the wonderful sunset. Standing outside we saw sinister clouds glowing in the west and the whole sky alive with clouds of ever-changing shapes and colors, from steel blue to blood red. The desolate grey mud huts provided sharp contrast, while the puddles on the muddy ground reflected the glowing sky. Then, after minutes of moving silence, one prisoner said to another, \u201cHow beautiful the world <em>could<\/em> be.\u201d<\/p>\n<p>He describes the manifestation of humanity through creative expression,<\/p>\n<p style=\"padding-left: 40px;\">During the half-hour lunch interval when soup (which the contractors paid for and on which they did not spend much) was ladled out at our work site, we were allowed to assemble in an unfinished engine room. On entering, everyone got a ladleful of the watery soup. While we sipped it greedily, a prisoner climbed onto a tub and sang Italian arias. We enjoyed the songs, and he was guaranteed a double helping of soup, \u201cstraight from the bottom\u201d\u2014that meant with peas!<\/p>\n<p>I reflect on all of this not to compare Gen Z to concentration camp prisoners nor to suggest to them that they simply look at pretty sunset or sing an Italian aria when they are feeling down on their prospects. It may be, however, that members of a species that can love, create, and appreciate beauty ought not to relegate themselves to lives of quantity rather than quality. I don\u2019t want my students to give that up without a fight. Their right to live qualitatively meaningful live is grounded in their human dignity. As Frankl puts it,<\/p>\n<p style=\"padding-left: 40px;\">In view of the possibility of finding meaning in suffering, life\u2019s meaning is an unconditional one, at least potentially. That unconditional meaning, however, is paralleled by the unconditional value of each and every person. It is that which warrants the indelible quality of the dignity of man.<\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>by Rachel Robison-Greene A student came to my office last week to discuss her future. This student is extremely bright and creative, and I think the sky is the limit for her. She shared with me that Gen Z students struggle to feel that the future is genuinely open for them. Their perception is that&hellip;<\/p>\n","protected":false},"author":1737,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[3260],"tags":[],"class_list":["post-311349","post","type-post","status-publish","format-standard","hentry","category-mondaymagazine","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311349","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/1737"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311349"}],"version-history":[{"count":4,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311349\/revisions"}],"predecessor-version":[{"id":311411,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311349\/revisions\/311411"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311349"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311349"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311349"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":310686,"date":"2026-09-16T05:00:36","date_gmt":"2026-09-16T09:00:36","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=310686"},"modified":"2026-09-14T03:00:57","modified_gmt":"2026-09-14T07:00:57","slug":"the-prince-and-the-principle","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/the-prince-and-the-principle.html","title":{"rendered":"The Prince and the Principle"},"content":{"rendered":"<p><strong>by Barry Goldman<\/strong><\/p>\n<p>Suppose Jones receives a communication from a Nigerian <img loading=\"lazy\" decoding=\"async\" class=\"alignright wp-image-310687\" src=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/08\/prince-360x317.png\" alt=\"\" width=\"250\" height=\"220\" srcset=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/08\/prince-360x317.png 360w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/08\/prince-1024x903.png 1024w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/08\/prince-768x677.png 768w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/08\/prince-300x264.png 300w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/08\/prince.png 1105w\" sizes=\"auto, (max-width: 250px) 100vw, 250px\" \/>prince. The prince convinces Jones that if he provides access to his checking account, the prince will deposit $5 million ($5,000,000.00 USD) in it. Jones finds this proposition attractive and provides his account number, login credentials and password. Much to Jones\u2019s surprise, however, instead of depositing $5 million ($5,000,000.00 USD) as he promised, the prince uses Jones\u2019s credentials to empty Jones\u2019s account. Now suppose Jones files a complaint against his bank alleging that the bank improperly allowed an unauthorized withdrawal from his account. What should be the result?<\/p>\n<p>I think we can agree that Jones is, to use the technical term, SOL.<\/p>\n<p>Next case. Suppose instead of contacting Jones, the scammer contacts Jones\u2019s bank directly. Jones is not involved at all. The scammer somehow manages to obtain Jones\u2019s credentials and uses them to empty Jones\u2019s account. Jones files a complaint making the same allegation he did in the first case &#8211; that the bank improperly allowed an unauthorized withdrawal from his account. Now what result?<\/p>\n<p>Again, I think we can agree. Whatever the particular details may be, the facts speak for themselves. The bank failed to protect its customer and improperly allowed an unauthorized withdrawal. The bank is on the hook.<\/p>\n<p>Now let\u2019s talk about a more difficult case. This time the scammer, instead of pretending to be a Nigerian prince, pretends to be Jones\u2019s bank. Jones receives what he has every reason to believe is a legitimate communication from his bank. Let\u2019s say it\u2019s an email. The email looks just like previous emails from his bank. The logo and the colors match. The sender is a name he recognizes. Jones hovers his mouse over the sender\u2019s email address, and it matches. <!--more-->The email doesn\u2019t ask for his login name or credentials. The sender appears to have all that information. Everything is polite, professional and businesslike. There are no spelling or grammatical mistakes. Everything looks perfectly kosher and strictly routine. The email says all Jones needs to do is click the box marked VERIFY and his account will be updated with the latest security protection and fraud prevention software. Sounds like a good idea. Jones clicks the box, and his account balance immediately goes to zero.<\/p>\n<p>When he finds out what happened, Jones files the same complaint we saw in the first two cases. He says the bank improperly allowed an unauthorized withdrawal from his account.<\/p>\n<p>The bank says Jones <em>did<\/em> authorize the withdrawal. He clicked VERIFY. It\u2019s all very unfortunate, the bank says, but it has nothing to do with <em>them<\/em>. They didn\u2019t verify the transaction, he did. There is no reason for the bank to have to reimburse him for his loss. They had no role in it whatsoever.<\/p>\n<p>Jones says he did not authorize any such a damn thing. As far as he was concerned, he verified to his bank that he was who he said he was and his account was his account. He didn\u2019t authorize any transaction at all.<\/p>\n<p>Now what?<\/p>\n<p>As usual, the law is not much help. Code of Federal Regulations Title 12, Chapter X, Part 1005, Subpart A, \u00a71005.2 (m) says:<\/p>\n<p style=\"padding-left: 40px;\">\u201cUnauthorized electronic fund transfer\u201d means an electronic fund transfer from a consumer&#8217;s account initiated by a person other than the consumer without actual authority to initiate the transfer and from which the consumer receives no benefit.<\/p>\n<p>As usual, there is wiggle room here. The bank\u2019s argument is that the transfer in an imposter case like this was not \u201cinitiated by a person other than the consumer.\u201d It was initiated by the consumer himself. Or, the bank argues, the scammer <em>did<\/em> have actual authority to initiate the transfer. The consumer gave it to him. Either way, the transfer does not meet the definition of \u201cUnauthorized electronic fund transfer\u201d and the bank is off the hook.<\/p>\n<p>This issue reached the news recently when JPMorgan\u2019s former head of scam prevention filed a whistleblower complaint. The complaint alleged that JPMorgan systematically misclassified unauthorized EFTs as authorized in order to avoid its reimbursement obligations. And it says Morgan\u2019s own analysis showed it would cost at least $100 million to correct the situation. According to reporting in <a href=\"https:\/\/www.techtimes.com\/articles\/323504\/20260807\/banks-own-fraud-chief-filed-federal-complaint-jpmorgan-denies-reclassifying-100m.htm\" target=\"_blank\" rel=\"noopener\">Tech Times<\/a>:<\/p>\n<p style=\"padding-left: 40px;\">A bank that has no compliance problem typically does not estimate the cost of fixing one.<\/p>\n<p>Let\u2019s try to think this through carefully. There are three parties involved in one of these transactions: the customer, the scammer, and the bank. The scammer (and the money) are gone. That leaves only the customer or the bank to bear the loss. We agreed at the start of this piece that if the scammer steals money from the customer\u2019s account without the customer having any involvement, that\u2019s the bank\u2019s fault and the bank should have to reimburse the account. That seems clear, and the principle seems sound.<\/p>\n<p>If the scammer tricks the customer into revealing his credentials and that allows the scammer to steal his money, is that the bank\u2019s fault?<\/p>\n<p>If we agree it is the bank\u2019s fault and that it triggers an obligation to reimburse, what is the principle? If the principle is that the bank should have made that theft impossible, do we have an obligation to suggest how they might do that? Even if we don\u2019t have any such obligation \u2013 we are not bankers or experts in electronic fraud after all \u2013 what is the principle that distinguishes the bank imposter case from the case of the Nigerian prince? Or romance fraud.<\/p>\n<p>Suppose I get an email with a picture of an adorable, young cutie in a bikini. She says she read some of my 3QD columns and she\u2019s dying to meet me. She just needs enough money for airfare. If I send her an EFT, is it my <em>bank\u2019s<\/em> fault? But if the same scammer pretends to be my bank, <em>then<\/em> it\u2019s my bank\u2019s fault? I\u2019m not grasping the principle.<\/p>\n<p>I suppose there is an argument that in the case where the customer clicked on the word VERIFY, he didn\u2019t intend to authorize a transfer. He believed he was updating his contact information or some such thing. But that doesn\u2019t help with the cases where the scammer convinces the customer his account has been targeted by scammers and he needs to move his money to a safe account to protect it. There, he does intend to authorize a transfer. It just doesn\u2019t seem to be a distinction that can bear much weight.<\/p>\n<p>I certainly have no great love for JPMorgan or Wells Fargo or any of the rest of those thieves. As a general matter, I think Jamie Dimon and his friends are dangerous criminals. I agree with <a href=\"https:\/\/robertreich.substack.com\/p\/a-realists-guide-to-the-american\" target=\"_blank\" rel=\"noopener\">Robert Reich<\/a> on the subject. But I\u2019m not asking about a general matter or a question of politics. I&#8217;m asking about real, individual cases. And I&#8217;m asking because I think it&#8217;s important to decide real cases based on articulable, defensible principles.<\/p>\n<p>The reporting about the whistleblower complaint made the point that the $100 million it would cost JPMorgan to correct the alleged misclassification represents 0.5% of its $21.2 billion second quarter net income in 2026. Perhaps that is the principle. Soak the rich. Make the bosses take the losses. This is the Deep Pocket Theory of Liability. As Willie Sutton said, &#8220;That&#8217;s where the money is.&#8221;<\/p>\n<p>Making the customer bear the loss when he did nothing to encourage the fraud and received no benefit from it is unjust. But making the bank bear the loss when it did nothing to encourage the fraud and received no benefit from it is equally unjust. Isn\u2019t it?<\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>by Barry Goldman Suppose Jones receives a communication from a Nigerian prince. The prince convinces Jones that if he provides access to his checking account, the prince will deposit $5 million ($5,000,000.00 USD) in it. Jones finds this proposition attractive and provides his account number, login credentials and password. Much to Jones\u2019s surprise, however, instead&hellip;<\/p>\n","protected":false},"author":692,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[3260],"tags":[],"class_list":["post-310686","post","type-post","status-publish","format-standard","hentry","category-mondaymagazine","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/310686","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/692"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=310686"}],"version-history":[{"count":7,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/310686\/revisions"}],"predecessor-version":[{"id":311409,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/310686\/revisions\/311409"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=310686"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=310686"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=310686"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}},{"id":311514,"date":"2026-09-16T04:00:40","date_gmt":"2026-09-16T08:00:40","guid":{"rendered":"https:\/\/3quarksdaily.com\/?p=311514"},"modified":"2026-09-15T13:18:54","modified_gmt":"2026-09-15T17:18:54","slug":"catspeak-485","status":"publish","type":"post","link":"https:\/\/3quarksdaily.com\/3quarksdaily\/2026\/09\/catspeak-485.html","title":{"rendered":"Catspeak"},"content":{"rendered":"<p><strong>by Brooks Riley<\/strong><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"aligncenter size-full wp-image-311515\" src=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-15-191506.png\" alt=\"\" width=\"1095\" height=\"1312\" srcset=\"https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-15-191506.png 1095w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-15-191506-300x360.png 300w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-15-191506-855x1024.png 855w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-15-191506-768x920.png 768w, https:\/\/3quarksdaily.com\/wp-content\/uploads\/2026\/09\/Screenshot-2026-09-15-191506-250x300.png 250w\" sizes=\"auto, (max-width: 1095px) 100vw, 1095px\" \/><\/p>\n<p><strong>Enjoying the content on 3QD? Help keep us going by <a href=\"https:\/\/3quarksdaily.com\/support-3qd\">donating now<\/a>.<\/strong><\/p>\n","protected":false},"excerpt":{"rendered":"<p>by Brooks Riley Enjoying the content on 3QD? Help keep us going by donating now.<\/p>\n","protected":false},"author":44,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"pmpro_default_level":"","footnotes":""},"categories":[3260],"tags":[],"class_list":["post-311514","post","type-post","status-publish","format-standard","hentry","category-mondaymagazine","pmpro-has-access"],"_links":{"self":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311514","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/users\/44"}],"replies":[{"embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/comments?post=311514"}],"version-history":[{"count":1,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311514\/revisions"}],"predecessor-version":[{"id":311516,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/posts\/311514\/revisions\/311516"}],"wp:attachment":[{"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/media?parent=311514"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/categories?post=311514"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/3quarksdaily.com\/wp-json\/wp\/v2\/tags?post=311514"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}]